Supreme Court of India

The Branch Manager National Insurance Co. Ltd. v. Smt. Mousumi Bhattacharjee & Ors.

Neutral citation
Bench Dr. Dhananjaya Y Chandrachud and Hemant Gupta JJ.
Decided 26 March 2019

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

From the headnote

Consumer Protection Act, 1986 – Insurance policy claim – Deficiency of service – Whether death due to malaria occasioned by a mosquito bite in Mozambique constituted a death due to accident – Insurance policy – Cover against accident – The insured was working in Assam and thereafter took employment in Mozambique where he was diagnosed with encephalitis malaria and died due to multi-organ failure – Claim filed by spouse and father of the deceased – Plea of insurer was that death due to malaria caused by a mosquito bite was a result of an infection or disease and was not an accidental death…

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