Supreme Court of India

The New India Assurance Co. Ltd. v. Sri Buchiyyamma Rice Mill & Anr.

Neutral citation
Bench Dr. Dhananjaya Y Chandrachud and Ajay Rastogi JJ.
Decided 21 January 2020

INSC stands for INDIAN SUPREME COURT. A neutral citation scheme assigned by the Court itself, so a judgment can be cited without depending on a commercial law reporter. INSC is the neutral citation scheme assigned by the Supreme Court, so a judgment can be cited without depending on a commercial law reporter.

What the Court ordered

For the above reasons, we allow the appeal and set aside the impugned judgment of the NCDRC dated 4 February 2019.

Judgment, page 13

From the headnote

Insurance: Insurance claim – Case of the insured was that while the rice mill (insured property) was in operation, a lorry collided with the boiler unit which resulted in collapse of the boiler unit causing damage estimated at Rs. 76 lakhs – Preliminary survey was conducted within a week which suggested appointment of structural expert – Thereafter Structural Expert was appointed who in his report opined that the accident was as a result of exceeding the load carrying capacity and due to breach in storage capacity of the system and not due to the reason as stated by the insured…

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